The best time to walk is early morning which, in addition to being invigorating, enables you to enjoy the freshness of the air, Natures' sounds of the coming day and of course you know that you will not be sharing it with too many other folks - so a good time to think and make plans for your day.

Everybody knows that it's much easier to start a new hobby alongside someone else. As walking requires no equipment, location or specific fitness level, finding a walking partner can be relatively simple. Many people also find that joining a walking club compels them to take part in local walks with others on a regular basis.

You could start with 2-minutes of walking at very brisk pace (about 3.5 - 4.5 miles per hour) or jogging. The purpose of this is to get your heart rate up (to a point where you breath hard but could still hold a conversation).

Over 65% of adults 20 years or older can be classified as obese. Additionally, 17% of adolescents of ages 12-19 years are overweight and 19% of children age 6-11 years. Obesity is and will continue to be a serious problem in the future. In fact, it is predicted that obesity will reach epidemic levels by the year 2020.

Of course, fitness is key to healthy aging but that does not mean you should aim to become a professional bodybuilder in your 50s. In fact, the key to healthy aging is to accept that there are certain things you were able to do when you were 30 that you can no longer do at 40. Luckily, you do not have to do them in order to continue growing your muscle mass and even more moderate forms of fitness exercise can go a long way toward aging gracefully and healthfully.

Nutrition and exercise, or at the very least an active lifestyle, complement each other. They form an optimum physical life. This life will encompass not only a quality life, but also a longer life (quantity.) Longevity is a plus. I frequently tell people that I don't eat nutritious foods and lift weights for long life, but for a quality life. It just happens to be a fact borne out by many studies that exercise will add hours to your physical life.

When you walk, you will help reduce stress and loosen your muscles. By eliminating these things, you will notice that you can even sleep better. In the morning you will feel much better because you are more rested. So when you exercise, you get a good night sleep, which boost your metabolism. Without the right amount of sleep, our bodies will always crave energy.

Whether you’ve got a full 40 years to save and plan, or if retirement is just a few years down the road and you’re worried that it may be a little late to start any radical pension planning, this three part retirement planning roadmap should save you time, remove your reluctance and cover the three key aspects of retirement planning – namely our physical wellbeing, our financial wellbeing and our spiritual wellbeing in retirement.

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